KELLY
ASSOCIATE DIRECTOR OF SALES
1x MDRT Achiever
THINK M3
“I am the master of my fate,
I am the captain of my soul.”
— William Ernest Henley, Invictus
I didn’t grow up with a safety net — I built one. Since I was 18, I’ve been figuring things out on my own. Juggling jobs, learning through experience, and slowly building stability through different income streams. It wasn’t easy, but it taught me a lot about what financial independence really means.
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Now, as a financial consultant in Singapore, I work with business owners, retiree, professionals, and financially independent thinkers who value clarity, honesty, and strategic growth. My work is focused on real-life wealth planning: protecting assets, building passive income, and helping them structure their finances in ways that is sustainable.
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I understand that wealth is personal, success takes time, and the best financial decisions aren’t always the flashiest. Hence, I want to share what I’ve learned with anyone who wants to improve/safeguard their wealth. It’s not about having all the answers, but working through it together. Sometimes, a simple coffee chat is all it takes to see if I can help.
Ren Wong
Teacher
The Manulife investment plan I have under Kelly is my retirement plan. So far I've been very impressed with the regular updates I get regarding where my money ends up.
I very much trust Kelly to make financial decisions for me as she goes out of the way to keep me informed about the relevant risks associated with the various investments made by her company.
She is conscientious about keeping me informed even if sometimes I am too lazy to take in the information and default to just letting her handle everything.
I have absolute faith that the premium I pay every month is in good hands and will reap dividends in the future.
J Cheng
Civil Servant
Kelly has been patient and understanding throughout the process despite me being skeptical.
She really takes the effort and time to explain and educate with her own personal touch to a point where it doesn't feel like I am forced to buy into or invest into these plans.
Even then she was still happy to share her knowledge on how I can better manage my money which was what ultimately made me join in the investment which is her sincerity to educate people instead of just hard-selling policies.
Mr Liaow JK
IT Executive
She is very patient and attentive to both my needs and concerns financially.
she is also very professional and shared with me a lot of advice on financial planning and how i can work towards my retirement goals.
I hope to continue working with her on my financial goals for long time.
Keep up the good work!!
Joe Tan
Retiree
I had a great experience discussing my financial situation with Kelly. She provided clear and thorough explanations, which helped me feel confident in making informed decisions about my retirement planning.
Kelly’s professionalism and the detailed information she provided were instrumental in my decision-making process.
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Lastly, she is a very cool and well mannered lady, keep it up Kelly!