THINK M3
#YourGoalsTeoAchieve
Hi! My name is Gary Teo.
Since 2015, I have embarked on my journey into becoming a financial services consultant as I believed in the power of proper financial planning for future financial freedom!
Having adequate insurance coverage is as important as building your investment portfolio. Wealth protection always precedes wealth accumulation!
Helping you achieve balance and working towards your financial freedom is my Goal! Hearing different life stories and creating unique solutions is my Passion! Let us work together for your future!
Live Life By Your Goals and Passion!

HR Manager
Benjamin Tea
I am very fortunate to have Gary as my Financial Planner because he is very professional & personable at the same time.
Gary took time to better understand my current financial situation, my commitments, my current coverage and the possible risks that I may be exposed to.
With his experience, he was able to provide me with realistic and particle advices that will help me make sound decisions that will impact my retirement in the future.
Besides being very professional in his work, Gary is has a very approachable personality which make him very easy to talk to. He connects well with people and shows that he is interested in their lives and not just their investments.
Retiree
Richard Ong
I first met Gary at a roadshow, and he quickly exceeded my expectations with his depth of product knowledge and his patient, professional approach to understanding my financial needs. He took the time to explain tailored solutions in a clear and comprehensive manner, ensuring I felt confident in every decision.
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What sets Gary apart is his ongoing commitment—long after our initial engagement, he continues to provide regular portfolio updates and consistent follow-up, always putting my interests first. His genuine dedication and client-focused service make him an outstanding financial advisor whom I wholeheartedly recommend.
Marine Operations Manager
Tan Zhi Yong
Gary is highly professional and patient in explaining the available products. He took the time to understand my financial profile before recommending solutions that best fit my needs.
Even after the initial engagement, Gary continues to keep in touch and provide updates on my portfolio’s performance—an excellent demonstration of his commitment to after-sales service. I truly appreciate his dedication. Thank you, Gary.
Retiree
Lucy Chang
I was introduced to Gary by a friend who spoke highly of his trustworthiness, and I’m truly glad for that recommendation.
From the start, it has been an absolute pleasure having Gary handle my insurance and financial planning needs.
He is highly knowledgeable about his products and took the time to patiently understand my financial profile. The solutions he recommended were not only well-explained but also carefully tailored to suit my needs.
What impressed me even more was his commitment beyond the initial engagement—Gary continues to keep in touch, providing regular updates on my portfolio’s performance and ensuring I remain on track with my goals.
Throughout the entire process, Gary has always been accommodating to my schedule and consistently professional, even long after the sales were completed. His dedication, sincerity, and client-first approach make him an excellent financial advisor whom I deeply appreciate and highly recommend.






